FINANCIAL DIFFICULTIES

ACCOUNT FEATURES:

• • Minimum Balance to open is $50.00.
  • Monthly statement – 20th of each month is the statement cycle.
  • No monthly service charge.
  • Free online banking
  • Free online banking billpay option available upon request
  • Check images returned.
  • Overdraft transfer service available.
  • See Common Features for fees that may apply.
  • First order of checks free (Bank Style only).
  • MasterCard® Debit Card.
  • Interest begins to accrue on date of deposit.
  • Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • Interest credited to account monthly.  Interest is compounded daily using the daily balance method on a 365-day year.
  • Rate may change as often as daily at our sole discretion. There is no limit on the changes in the interest rate.
  • Interest rates are calculated on the daily account balance.