The Annual Percentage Yield assumes the interest remains on deposit for one year, and the Minimum Balance Requirement is always met. A withdrawal will reduce the earnings. Annual percentage yield is the total amount of interest paid on an account, expressed as a percentage of the account balance, based on the interest rate and the frequency of compounding for a 365-day period.
Minimum to open is $50.00
BALANCE
.
$0.00 - $10,000.00
$10,000.01 - $99,999.99
$100,000.00 and greater
INTEREST RATE
.
2.47%
0.25%
0.25%
APY*
.
2.50%
2.50% to 0.48%
0.48% to 0.25%
Minimum to open is $50.00
BALANCE
.
$1,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and greater
INTEREST RATE
.
0.10%
0.10%
0.10%
APY*
.
0.10%
0.10%
0.10%
For existing accounts only - No new accounts at this time
Minimum balance of $10.00
BALANCE
.
$10.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 and greater
INTEREST RATE
.
0.10%
0.10%
0.20%
APY*
.
0.10%
0.10%
0.20%
Minimum balance of $100.00
BALANCE
.
1 year
1 ½ year
2 ½ year
3 year
INTEREST RATE
.
4.75%
0.65%
1.50%
1.75%
APY*
.
4.86%
0.65%
1.51%
1.77%
Minimum to open is $10.00
BALANCE
.
$10.00 - $49,999.99
$50,000.00 and greater
INTEREST RATE
.
0.10%
0.20%
APY*
.
0.10%
0.20%
Minimum to open is $10,000.00
BALANCE
.
$10,000.00 - $99,999.99
$100,000.00 and greater
INTEREST RATE
.
0.20%
0.40%
APY*
.
0.20%
0.40%
Minimum to open is $50.00
BALANCE
.
$5,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and greater
INTEREST RATE
.
0.25%
0.10%
0.15%
APY*
.
0.25%
0.10%
0.15%
Minimum to open - $2.00 Minimum – Maximum $200.00.
Interest will be credited after the 50 week term expires.
.
Minimum Weekly Payment $2.00
INTEREST RATE
.
0.10%
APY*
.
0.10%
91 DAY CERTIFICATE
Minimum Balance $500.00
Interest Rate | 0.50%
Annual Percentage Yield | 0.50%
6 MONTH CERTIFICATE
Minimum Balance $500.00
Interest Rate | 4.85%
Annual Percentage Yield | 4.97%
8 MONTH CERTIFICATE
Minimum Balance $5000.00 / Single or Joint Ownership Only
Interest Rate | 5.25%
Annual Percentage Yield | 5.39%
1 YEAR CERTIFICATE
Minimum Balance of $500.00 / IRA Minimum Balance $100.00
Interest Rate | 4.75%
Annual Percentage Yield | 4.86%
1 ½ YEAR CERTIFICATE
Minimum Balance $500.00 | IRA Minimum Balance $100.00
Interest Rate | 0.65%
Annual Percentage Yield | 0.65%
2 YEAR BUMP OPTION CERTIFICATE
Minimum Balance $500.00
Interest Rate | 2.25%
Annual Percentage Yield | 2.28%
Rate may be changed one time at the customer’s request in writing during the term of the CD.
2 ½ YEAR CERTIFICATE OF DEPOSIT
Minimum Balance $500.00 – IRA Minimum Balance $100.00
Interest Rate | 1.50%
Annual Percentage Yield | 1.51%
3 YEAR CERTIFICATE OF DEPOSIT
Minimum Balance $500.00 – IRA Minimum Balance $100.00
Interest Rate | 1.75%
Annual Percentage Yield | 1.77%
4 YEAR BUMP OPTION CERTIFICATE
Minimum Balance $500.00 – Same term renewal only at this time
Interest Rate | 0.80%
Annual Percentage Yield | 0.80%
Rate may be changed one time at the customer’s request in writing after the first 24 months of the initial or any renewal term.
5 YEAR CERTIFICATE OF DEPOSIT
Minimum Balance $500.00
Interest Rate | 2.00%
Annual Percentage Yield | 2.02%
7 YEAR CERTIFICATE OF DEPOSIT
Minimum Balance $500.00 – Same term renewal only at this time
Interest Rate | 1.00%
Annual Percentage Yield | 1.01%
10 YEAR CERTIFICATE OF DEPOSIT
Minimum Balance $500.00 – Same term renewal only at this time
Interest Rate | 1.30%
Annual Percentage Yield | 1.31%
*APY = annual percentage yield. All rates are subject to change daily. Substantial penalties for early withdrawals from certificates of deposit. Call the phone numbers below for further information. Please call to confirm these interest rates. These rates are for local depositors only. The phone number for the main office in Covington, Louisiana is (985) 892-4565 or 1-800-646-1658. Our branch in Slidell, Louisiana can be reached at (985) 641-3555. Our branch in Madisonville, Louisiana can be reached at (985) 202-0300. Our Copperstill Branch located on Hwy 1085 can be reached at (985) 273-3338.
